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Thursday, March 14, 2013



Taxes are up. So is inflation. We are paying more to fuel our autos. Is the economy affecting you? And what might be the impact on your business? Please respond to the following confidential survey, which shouldn’t take more than 5-minutes of your time, and I’ll share the results, with potential implications for businesses, in a couple of weeks.



Richard Czerniawski & Mike Maloney

Richard Czerniawski

430 Abbotsford Road

Kenilworth, Illinois 60043

tel 847.256.8820 fax 847.256.8847

reply to Richard: or



Mike Maloney

1506 West 13th

Austin, Texas 78703

tel 512.236.0971 fax 512.236.0972

reply to Mike: or

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